期刊名：Risks

期刊主页：https://www.mdpi.com/journal/risks

本期Risks分享2025年精选的封面文章。

1. The Impact of Hyperbolic Discounting on Asset Accumulation for Later Life: A Study of Active Investors Aged 65 Years and over in Japan

双曲线贴现对晚年资产积累的影响 —— 针对日本 65 岁及以上活跃投资者的研究

https://www.mdpi.com/2227-9091/13/1/8

Nabeshima, H.; Lal, S.; Izumi, H.; Himeno, Y.; Khan, M.S.R.; Kadoya, Y. The Impact of Hyperbolic Discounting on Asset Accumulation for Later Life: A Study of Active Investors Aged 65 Years and over in Japan. Risks 2025, 13, 8. https://doi.org/10.3390/risks13010008

2. Efficient Positive Semidefinite Matrix Approximation by Iterative Optimisations and Gradient Descent Method

基于迭代优化与梯度下降法的高效半正定矩阵逼近

https://www.mdpi.com/2227-9091/13/2/28

Asimit, V.; Wang, R.; Zhou, F.; Zhu, R. Efficient Positive Semidefinite Matrix Approximation by Iterative Optimisations and Gradient Descent Method. Risks 2025, 13, 28. https://doi.org/10.3390/risks13020028

3. Enterprise Risk Management, Financial Reporting and Firm Operations

企业风险管理、财务报告与公司运营

https://www.mdpi.com/2227-9091/13/3/48

Gao, S.; Hsu, H.-T.; Liu, F.-C. Enterprise Risk Management, Financial Reporting and Firm Operations. Risks 2025, 13, 48. https://doi.org/10.3390/risks13030048

4. A Multistate Analysis of Policyholder Behaviour in Life Insurance—Lasso-Based Modelling Approaches

寿险保单持有人行为的多状态分析 —— 基于 Lasso 的建模方法

https://www.mdpi.com/2227-9091/13/4/73

Reck, L.; Schupp, J.; Reuß, A. A Multistate Analysis of Policyholder Behaviour in Life Insurance—Lasso-Based Modelling Approaches. Risks 2025, 13, 73. https://doi.org/10.3390/risks13040073

5. A Neural Network Approach for Pricing Correlated Health Risks

基于神经网络的关联健康风险定价方法

https://www.mdpi.com/2227-9091/13/5/82

Laporta, A.G.; Levantesi, S.; Petrella, L. A Neural Network Approach for Pricing Correlated Health Risks. Risks 2025, 13, 82. https://doi.org/10.3390/risks13050082

6. Linking Futures and Options Pricing in the Natural Gas Market

天然气市场中期货与期权定价的关联研究

https://www.mdpi.com/2227-9091/13/6/107

Rotondi, F. Linking Futures and Options Pricing in the Natural Gas Market. Risks 2025, 13, 107. https://doi.org/10.3390/risks13060107

7. Unmasking Greenwashing in Finance: A PROMETHEE II-Based Evaluation of ESG Disclosure and Green Accounting Alignment

金融领域漂绿行为揭秘：基于PROMETHEE II方法的ESG信息披露与绿色会计一致性的评估

https://www.mdpi.com/2227-9091/13/7/134

Sklavos, G.; Zournatzidou, G.; Ragazou, K.; Sariannidis, N. Unmasking Greenwashing in Finance: A PROMETHEE II-Based Evaluation of ESG Disclosure and Green Accounting Alignment. Risks 2025, 13, 134. https://doi.org/10.3390/risks13070134

8. Reverse Mortgages and Pension Sustainability: An Agent-Based and Actuarial Approach

反向抵押贷款与养老金可持续性：基于主体的模型与精算方法

https://www.mdpi.com/2227-9091/13/8/147

Rania, F. Reverse Mortgages and Pension Sustainability: An Agent-Based and Actuarial Approach. Risks 2025, 13, 147. https://doi.org/10.3390/risks13080147

9. Cryptocurrency Market Dynamics: Copula Analysis of Return and Volume Tails

加密货币市场动态：收益率与成交量尾部的Copula分析

https://www.mdpi.com/2227-9091/13/9/168

De Luca, G.; Montanino, A. Cryptocurrency Market Dynamics: Copula Analysis of Return and Volume Tails. Risks 2025, 13, 168. https://doi.org/10.3390/risks13090168

10. The BTC Price Prediction Paradox Through Methodological Pluralism

方法论多元主义视角下的比特币价格预测悖论

https://www.mdpi.com/2227-9091/13/10/195

Paskaleva, M.; Vasenska, I. The BTC Price Prediction Paradox Through Methodological Pluralism. Risks 2025, 13, 195. https://doi.org/10.3390/risks13100195

11. HAR-RV-CARMA: A Kalman Filter-Weighted Hybrid Model for Enhanced Volatility Forecasting

HAR-RV-CARMA 模型：基于卡尔曼滤波加权的波动率增强预测混合模型

https://www.mdpi.com/2227-9091/13/11/223

Ngwaba, C.A. HAR-RV-CARMA: A Kalman Filter-Weighted Hybrid Model for Enhanced Volatility Forecasting. Risks 2025, 13, 223. https://doi.org/10.3390/risks13110223

12. A Risk-Aware Dynamic Credit Allocation Mechanism in Green Supply Chains: An Agent-Based Model with ESG Metrics

绿色供应链中的风险感知动态信用分配机制：融合 ESG 指标的多主体模型

https://www.mdpi.com/2227-9091/13/12/236

Zhang, Y.; Song, P.; Yang, Q. A Risk-Aware Dynamic Credit Allocation Mechanism in Green Supply Chains: An Agent-Based Model with ESG Metrics. Risks 2025, 13, 236. https://doi.org/10.3390/risks13120236

Risks 期刊介绍

主编：Steven Haberman教授，伦敦大学城市圣乔治学院，英国

期刊专注于发表和传播保险和金融风险管理领域的文章。目前已被Scopus、ESCI (Web of Science)、EconLit、EconBiz、RePEc等数据库收录。

2024 Impact Factor: 1.5

2024 CiteScore: 5.0

Time to First Decision: 20 Days

Acceptance to Publication: 6.6 Days